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2010 Money Managemant Guide
Savings of more than a few thousand dollars is not as difficult as it seems. I do not doubt that you can get the "how" or "the importance of saving," or "Why not save is to kill before the end of the world in 2012." Not at all. Some tips on how to actually save a few dollars, if not thousands, next year.
1. Calculate the amount of money for the purchase of paper towels printed. Perhaps it is not consistent enough, but because this newspaper, when you replace it with cloth napkins. He also spent a dollar on disposable paper seems to be a waste. Buy a substance to be washed and can be reused. Save more than $ 85 per year.
2. If your family, you and your spouse both work well, why spend so much on cable. Unplug it and save about $ 600 a year.
3. Digital camera, the device can be used batteries. If you do a lot, go with rechargeable batteries. In this way, you do not save much, maybe $ 24. But every penny of this type of economy will save 3 cents worth.
4. Why we need a fixed line, if all members of the family owns a mobile phone? Separated, and I sometimes use Skype instead of fixed, mobile and most of the time.
5. If you are still reaching for the gold for the gold with a "sale" of advertising, on the left. Even if yours is the small pieces of gold. Write, but not in the wrong way. It is better to sell to the jeweler next door. Win money here.
6. Cheese and vegetables, cheese, fruit and much more expensive than the United Nations for the messages of land. Instead of more, you can cut the freshest and at home. So for a year, can help save $ 250 Is not it worth a try?
7. Stop going to the gym and find a way for the free exercise thereof. If the only reason you go to the gym and lose weight, there are several ways to do this without a gym. This way you can save up to $ 420 per year. So far, the largest contribution to savings.
8. Get rid of your printer. Now may not be possible, you can at least promise not to print only when necessary. Ink, color or black and white, you can burn a hole in your pocket. I have to change the cartridge once a year. However, it costs about $ 80 I $ 100
I remember these points when creating a budget for 2010. These are only 8 examples of saving money. We can come together, probably hundreds, and imagine how we could be saved. If you want a suggestion, please comment and suggest, for me, for all readers. Let's get the most accurate and complete personal money management guide of Finance for the year 2010. |
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